Method Of Verification Letter

A "method of verification letter to credit bureau" means you are formally requesting a credit bureau (like Equifax, Experian, or TransUnion) to provide documentation on how they verified a specific item on your credit report, such as a debt you dispute. This is a follow-up to an initial dispute letter and leverages your rights under the Fair Credit Reporting Act (FCRA) to ensure the information on your credit report is accurate and the bureau has followed proper procedures. Many creditors will automatically send a follow up stating the account disputed is " accurate " . This letter gives clarification on the research process and the data used to reach thier conclusion.