609-611 Dispute Letter
$25.00
A "609-611 dispute letter" is a term that combines two sections of the Fair Credit Reporting Act (FCRA) to create a credit dispute letter. It's a formal request to credit bureaus to investigate and correct inaccurate information. Section 609 grants the right to request a copy of your credit report, which helps you find inaccuracies. Section 611 outlines the process for disputing those inaccuracies once found. The letter itself should include your personal information, a list of disputed items with specific reasons, and proof of identity.